sad son hugging mother

If, once you’ve read this article, you’d like to talk through your situation, please call 0800 644 4468 – Monday to Thursday from 09.00 to 19.00 and on Friday between 09.00 and 17.00.

The government has made significant reductions to the Widowed Parent’s allowance.

HOW FUNDING HAS CHANGED

Those bereaved before April 6, 2017, receive from the Government a maximum £113.70 per week – around £493 a month – until they are no longer entitled to child benefit.

This is usually until a child reaches age 18 but can be up to age 20 for those in approved education or training.

The amount given is based on national insurance contributions that were paid by the deceased when they were alive, acknowledging the fact they will not be drawing benefits in the future such as the state pension.

Known as the widowed parent’s allowance, it was paid in addition to a one-off tax-free bereavement payment of £2,000.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Under the new rules, those bereaved after April 6, 2017, a surviving parent is given a lump sum of £3,500 followed by only 18 monthly payments of £350.

Last year, a ‘Life Matters’ task force was formed to champion the needs of grieving families. It comprises experts from charities, support groups and people coping with the loss of a partner.

Its research reveals that three-quarters of families affected by the death of a parent are worse off under the new bereavement support payment system.

In light of changing funding and the fact that no funding ever stays static we encourage people to take family financial protection into their own hands by purchasing life insurance. It gives financial peace of mind that loved ones will be looked after.

With thanks to Laura Shannon, Financial Mail On Sunday. Information correct as of Tuesday, Apr 10th 2018

For more information and support:

WAY – Widowed and Young – WAY is the only national charity in the UK for men and women aged 50 or under when their partner died. It’s a peer-to-peer support group run by a network of volunteers who have been bereaved at a young age themselves, so they understand exactly what other members are going through.

Childhood Bereavement Network – The Childhood Bereavement Network (CBN) is the hub for those working with bereaved children, young people and their families across the UK. We underpin our members’ work with essential support and representation: bringing them together across localities, disciplines and sectors to improve bereavement care for children.

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