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Is Life Insurance for EU Nationals Living in the UK possible?

If, once you’ve read this case study, you’d like to talk through your situation, please call 0800 644 4468 – Monday to Thursday from 09.00 to 19.00 and on Friday between 09.00 and 17.00.

Our Process

We speak to Underwriters at many of the UK’s leading Insurance companies. Discussing all of our client’s information from medical to residential helps us to identify the best company to apply to. This also means we avoid applying to companies who will end up being too expensive or decline an application. By completing our research thoroughly, we are able to avoid wasting time and obtain the best terms possible for our clients.

Our Case Study

We were approached by Mr & Mrs P, both German nationals.

Mrs P lives and works in the UK but her husband is based in Germany although he visits every week.

Mrs P was able to arrange life insurance, particularly as she has a mortgaged property in UK. However Mr P, who is a 52 year old non-smoker, struggled to find a UK based insurer who would provide life insurance as he isn’t domiciled in UK .

After extensive research we were able to search the market and find an Insurer who was happy to provide life insurance for Mr P.

The Outcome

Mr P was happy to have obtained a level term life insurance policy with a sum assured of £200,000 over as term running until he is 90 years for a monthly premium of £94.61 a month.

Please note that any premiums mentioned are indicative only and based on this specific case study/ example, which is shown for information purposes only. Your own circumstances will determine whether the amount payable is more or less than the figure quoted.

Client ref: 99384175

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Next steps

Whilst you are welcome to get a quote on-line we would recommend you talk to one of our advisers.

Any quote that your adviser provides you with will take into account to your circumstances, your medical history, as well as your budget!

An on-line quote is just that – a quote – it isn’t a definite offer of cover. What really matters is the premium you are offered, after your application has been assessed.

Call Freephone 0800 644 4468 – Monday to Thursday from 09.00 to 19.00 and on Friday between 09.00 and 17.00.

Please feel free to read our Independent client reviews, or read about the team at Future Proof.


Take a look at our handy guides ‘What Cover is Right for me?’

Do you suffer with a medical condition and concerned you can’t secure Life Insurance?  Please view our ‘Medical Guides’ for further information.

Whilst we will make every endeavour to help someone to arrange insurance, there is no guarantee of success.  All applications are subject to underwriting.

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