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Relevant Life Cover

A Relevant Life policy is a tax-efficient way of providing death-in-service benefits for your employees, including company directors.


Key Person Cover

Key Person Cover helps protect your business from financial loss in the event of a key member of staff passing away or becoming seriously ill.

  • The policy is owned by and paid for by the business.
  • If there was a claim, the sum would be paid directly to the company.
  • Free trust advice.

Business Loan Protection

Cover your business loans if a shareholder or a business partner dies or suffers a critical illness.

  • Provides a lump sum to pay off any outstanding loans if a key person dies or suffers a critical illness
  • Option to include Critical Illness Cover
  • Premiums are paid for by the Business
  • Free trust advice.

Shareholder Protection

Shareholder Protection provides a cash sum to help remaining business owners retain total control of the business.

  • Provides a lump sum to buy the life assured’s interest in the business.
  • Option to include Critical Illness Cover.
  • Free trust advice.

Executive Income Protection

Executive income protection policy covers a key member of staff and can provide an income replacement in the event of them being unable to work.

  • Covers absence from work due to sickness or injury.
  • Can be paid as a business expense.
  • Paid as a monthly benefit rather than a lump sum.