Bright Grey is now called Royal London
Bright Grey has now rebranded to Royal London. The mutual confirmed it would move to a single protection business bringing together ‘the best elements of the Bright Grey and Scottish Provident brands’ by the end of the year.
The rebrand includes a new income protection product with extended age ranges to suit longer working lives, improved unemployment cover that doesn’t have to be linked to a mortgage. It also will have an online ‘quote & apply’ service with fewer and better-targeted questions with more flexibility where either the adviser or client can complete the application online.
Scottish Provident will also be closed to new business for critical illness policies on 31st December 2015. Although the Pegasus whole of life plan will continue to be available until being rebranded as Royal London later in the year.
Debbie Kennedy, Head of protection at Royal London said: “Advisers will have access to some of the best products available in the market through traditional and enhanced comparison portals.
Our new innovative online service will be a big step forward for advisers enabling them to manage their clients’ expectations pre-application with regard to costs and it reduces the chance of cases not proceeding due to ratings or other underwriting terms. We have achieved this by improving our customer and adviser experiences, supported by a review of our underwriting philosophy.”
Whilst you are welcome to get a quote online, we would recommend you speak to one of our advisers.
Any quote that your adviser provides you with will take into account your circumstances and medical history, as well as your budget!
An online quote is just that – a quote – it isn’t a definite offer of cover. What really matters is the premium you are offered, after your application has been assessed.
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